Wage Calculator

UK Wages Calculator

Wage Calculator UK 2025

Use our free UK wage calculator to work out your wages after tax. Our wages calculator shows exactly how much you'll take home after deductions.

Calculate your UK wages using the latest 2025/26 tax rates and NI thresholds.

£
5%

Salary sacrifice reduces tax & NI

UK Income Tax Rates 2025/26

Up to £12,5700%
£12,571 - £50,27020%
£50,271 - £125,14040%
Over £125,14045%
Take Home Pay
£26,314
per year
Gross Salary
£35,000
Income Tax
-£4,136
National Insurance
-£2,800
Pension
-£1,750
Effective Tax Rate
19.8%
Tax + NI as % of gross
Marginal Rate
28%
Tax on next £1 earned

Salary Breakdown

Annual Deductions

Tax by Band

Detailed Calculation Summary

DescriptionYearlyMonthlyWeekly
Gross Salary£35,000.00£2,916.67£673.08
Personal Allowance£12,570
Income Tax-£4,136.00-£344.67-£79.54
National Insurance-£2,800.00-£233.33-£53.85
Pension (5%)-£1,750.00-£145.83-£33.65
Take Home Pay£26,314.00£2,192.83£506.04

Understanding UK Wages

Minimum Wage 2025

  • 21 and over£12.21/hr
  • 18 to 20£10.00/hr
  • Under 18£7.55/hr
  • Apprentice£7.55/hr

Living Wage

  • Real Living Wage (UK)£12.60/hr
  • London Living Wage£13.85/hr

Living Wage rates are voluntary and set by the Living Wage Foundation.

Wage Conversions

  • Hourly to Annual× 2,080
  • Daily to Annual× 260
  • Weekly to Annual× 52
  • Monthly to Annual× 12

UK Wage Calculator FAQ

How does the UK wage calculator work?
Our UK wage calculator takes your gross wage and calculates your take home pay after all deductions. It automatically applies income tax, National Insurance, student loan repayments and pension contributions using the latest 2025/26 tax rates. Simply enter your annual wage and see your net wages instantly.
How do I calculate my wages after tax UK?
To calculate your wages after tax in the UK, you need to deduct income tax (20-45% depending on your earnings) and National Insurance (8% up to £50,270, 2% above). Our wages calculator UK does this automatically, showing you exactly what you'll take home after all deductions.
What is the difference between wage and salary?
Wages are typically paid based on hours worked, often weekly or bi-weekly, and are common for hourly workers. Salary is a fixed annual amount paid monthly regardless of hours worked. Both are subject to the same tax rules in the UK - our calculator works for both wages and salaries.
How do I convert hourly wage to annual salary?
To convert an hourly wage to annual salary, multiply your hourly rate by the number of hours you work per week, then multiply by 52 weeks. For a standard 40-hour week: Hourly Rate × 40 × 52 = Annual Salary. For example, £15/hour × 40 × 52 = £31,200 per year.
What is the UK paycheck calculator?
A UK paycheck calculator (or wage calculator) helps you work out your take home pay after all deductions. It shows you exactly what will appear on your paycheck after income tax, National Insurance, pension contributions, and any student loan repayments are taken off. Our online wage calculator gives you instant results.