Monthly Salary Calculator UK 2025

Use our free monthly salary calculator to calculate your monthly take home pay after tax, NI, and pension deductions.

Enter your gross monthly salary to see your net monthly pay instantly.

£/month

Annual Equivalent

£36,000
£3,000 × 12 months
Monthly Take Home Pay
£2,250
per month (net)
Weekly
£519
Annual
£26,994
Daily
£104

Monthly Breakdown

Gross Monthly Salary£3,000
Income Tax-£361
National Insurance-£240
Pension (5%)-£150
Take Home Pay£2,250

Annual Summary

Gross Annual Salary£36,000
Total Income Tax-£4,326
Total National Insurance-£2,880
Total Pension-£1,800
Annual Take Home£26,994
Effective Tax Rate
20.0%
Tax + NI
Gross → Net Monthly
£3,000£2,250

Monthly Salary to Annual Reference

Monthly GrossAnnual SalaryMonthly Net (approx)Annual Net (approx)
£2,000£24,000£1,703£20,436
£2,500£30,000£2,055£24,660
£3,000 (UK avg)£36,000£2,392£28,710
£3,500£42,000£2,722£32,665
£4,000£48,000£3,038£36,460
£5,000£60,000£3,618£43,415
£6,000£72,000£4,158£49,900
£8,000£96,000£5,237£62,850

Approximate values based on 5% pension contribution, no student loan, England/Wales tax rates.

Monthly Salary Calculator FAQ

How do I calculate my monthly salary from annual?
To calculate monthly salary from annual, simply divide your annual salary by 12. For example, £36,000 annual salary ÷ 12 = £3,000 monthly gross salary. To find your monthly take home pay, you'll need to deduct tax, National Insurance, and pension contributions.
What is the average monthly salary UK?
The average monthly salary in the UK is approximately £3,000 gross (based on a £36,000 annual salary). After tax and NI, this works out to around £2,392 take home pay per month. London salaries are typically higher, with an average around £4,000 monthly gross.
How much tax do I pay on £3,000 a month?
On £3,000 per month (£36,000 annual), you'd pay approximately £388 monthly in Income Tax and £172 monthly in National Insurance (2025/26 rates). That's a total of around £560 in monthly deductions before pension, leaving approximately £2,440 take home pay.
What is £4,000 a month after tax UK?
£4,000 per month (£48,000 annual) gives you approximately £3,038 monthly take home pay after tax and NI. This includes about £588 monthly Income Tax and £268 National Insurance. With a 5% pension contribution, your take home would be around £2,838.
Is monthly salary gross or net?
When job adverts quote a salary, it's almost always the gross (before tax) amount. Your gross monthly salary is what your employer pays you before any deductions. Net (or take home) salary is what you actually receive in your bank account after tax, NI, and pension deductions.